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UNB offers Motor Insurance Policy from Methaq
Motor Private Car Comprehensive Insurance
Driving on the roads is never free from risk of accidents. No matter how careful we are, accidents can happen. Sometimes it is due to our fault, at other times due to someone else’s fault. It is compulsory by Law to insure our responsibilities towards third parties due to accidents we may cause.
Cover
The policies cover:
1. Loss or damage to the vehicle due to
- Accident, fire, lightning, external explosion, burglary, malicious acts.
- Riot and strike, earthquake, storm and flood
2. Legal liability to third parties for:
- Death, bodily injury or property damage
Features of Methaq Motor Gold Policy
- Instant and online policy, available across any UNB branch counter
- Very competitive premium rates. Additionally, enjoy No Claim Discount (NCD) in case of no previous accidents.
- Comprehensive cover for vehicles up to 7 years old
- Agency repairs for 2 years from date of first registration
- Storm, flood, riot and strike extension
- Legal liability to family members
- Nil excess for windscreen damage up to AED 2,000
- Third party property damage limit - AED 1 Million
- Personal Injury cover up to AED 10,000
- Medical Expenses cover up to AED 2,000
- Personal belonging cover up to AED 5,000
- Free Oman cover
- Gold membership to IMC (Roadside assistance)
- Guaranteed non-agency repairs
Additional Features @ additional premium
- Personal Accident cover for driver
- Personal Accident cover for passengers
- Hire car for 7 days per claim
- Protected No Claim discount
What Methaq Takaful Insurance Company will pay in the event of a claim
Accidental damage section
- Actual repair cost for partial losses
- Sum covered in respect of total losses after deducting depreciation
- Vehicle towing charges
- Damage to tyres if it happens along with damage to vehicle
Legal liability section
- Death of or bodily injury to third parties
- Death of or bodily injury to passengers traveling in the car except the driver and employees
- Third party property damage
- All legal costs and expenses incurred with our written consent
Main exclusions
- Wear and tear
- Loss of use
- Consequential losses
- Driving with invalid driving license
- War and terrorism
- Driving under the influence of alcohol
- Mechanical and electrical breakdown
- Use of vehicle for a purpose other than for which it is licensed or registered (for example, private car being used as a taxi)
Note:
- Motor Insurance is offered by Methaq Takaful Insurance Company and all Insurance policies are subject to approval of the underwriters.
- Union National Bank has only facilitated the product for customer convenience and has no liability whatsoever in case of any dispute.
- In case of any claim, the customer should contact Methaq Takaful Insurance Company directly.
* Terms & Conditions apply.
For more information please call:
Our 24-hour Call Centre on 600-566-665 from within the UAE
Or +97126930120 from outside the UAE.
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